+ We cover office buildings & office professionals:

• Our insurance company offers property and liability coverage for office buildings with tenants ranging from medical practices to accountants, veterinary hospitals, and many more.
• We cover buildings up to 100,000 square feet and six stories.
• See all of the office insurance coverings.

+ We cover processing & service-based businesses:

• We offer liability and business personal property coverage for a wide variety of service-oriented businesses.
• We cover processing and service-based businesses up to 35,000 square feet.
• Explore processing and service business insurance coverages. See our process and service coverages here!

+ We cover wholesale/distributors:

• We offer liability coverage designed for the wholesale/distributor as well as building and business personal property coverage for inventory and equipment.
• We cover buildings up to 35,000 square feet.
• Learn about our wholesale/distributors insurance coverages online.

+ We cover artisan contractors:

• Our insurance company offers liability and property protection for the small to midsize commercial and residential contractors.
• We cover contractors with up to $1,000,000 in payroll. To be covered, artisan contractors must be in business for a minimum of three years.
• Get the details about artisan contractors insurance.

+ We cover retail establishments:

• We offer building and/or business personal property coverage for main street retail establishments.
• We cover retail businesses up to 35,000 square feet.
• Explore our retail insurance options.

+ We cover apartment buildings:

• We offer building and/or business personal property coverage for main street apartment buildings and dwellings.
• Learn about our apartment building insurance online.

+ We cover homeowners:

• We offer coverage for your owner-occupied home or condominium and protection for personal property and valuables.
• We have an “age of dwelling” discount for homes up to 25 years old.
• Explore Frederick Mutual’s homeowners insurance coverages.

+ We cover claims related to EPLI & cyberliability:

• EPLI Coverage
• Frederick Mutual Insurance Company partners with Hartford Steam Boiler to offer coverage for employers facing claims made by employees alleging:
• Discrimination - Wrongful Termination - Harassment - Other Employment Related Issues
• For more info: https://frederickmutual.employerprotection.net/
• Cyber Liability
• Coverage for claims stemming from events like data breaches and denial of service attacks.
• To set up cyber liability: https://eriskhub.com/FrederickMutual