preferred Classifications

Building and/or business personal property coverage for main street retail establishments.

Target Market: Retail businesses up to 35,000 square feet, $10,000,000 in annual sales per location, and 25% annual gross sales from off-premises operations.

Frederick Mutual Secure Advantage™ Enhancement Endorsement Highlights:

  • Brands & Labels included
  • Outdoor Signs $15,000
  • Fine Arts $25,000
  • Seasonal Increase up to 50%
  • Patterns/Dies/Molds (Theft) $10,000

(Frederick Mutual Secure Plus™ Enhancement Endorsement is also available for alternate coverage options and increased limits above base form).

**As an added benefit, FMIC offers Employment Practices Liability underwritten by The Hartford Steam Boiler Inspection and Insurance Company. Ask your Underwriter about adding this coverage for your Retail policyholders!