Homeowner / Renter / Rental Property Owner

we insure homes you own and occupy.

• Newer Homes discount
• Loss Free discount
• Auto Companion discount
• Burglar and Fire alarm discount
• Guaranteed Dwelling Replacement Cost 
• Equipment Breakdown coverage - $25,000 limit
• Identity Recovery coverage - $25,000 limit
• Service Line coverage - $10,000 limit

we insure your contents and liability in homes you rent.

• Sprinkler discount
• Loss Free discount
• Burglar and Fire alarm discount
• Identity Recovery coverage - $25,000 limit
• Equipment Breakdown coverage - $25,000 limit
• Water Back-up coverage for contents

we insure properties you own, but rent to others. (MD ONLY)

• Homes aged 0-25 years preferred
• Burglar and Fire alarm discount
• Home Systems Protection - $50,000
• Service Line Coverage -$10,000
• Water & Sewer Back-up Protection up to dwelling coverage limit