WHO WE COVER  

Frederick Mutual insures businessowners

OFFICE BUILDING & OFFICE PROFESSIONALS Coverage

This insurance is for the office professional who needs insurance coverage for their building and/or liability and property inside the building. In the case an accident happens on your property or damage occurs to your personal property (desks, computers, etc.) our office building & office professional insurance will protect your Peace of Mind. We also offer additional coverages of Employment Professional & Liability Insurance (EPLI) and Cyber Coverage for your business’ protection. Read about office & office building coverage here or request a quote now.

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WHOLESALE & DISTRIBUTORS Insurance Coverage

Do you own a wholesale or distributor business? Wholesale and distribution industries can range from clothing, flowers, furniture, and appliances to many more! Make sure your personal property and daily operations are covered with our wholesale and distributors insurance. As your business functions in a laborious, fast paced industry our wholesale and distributors insurance will protect your liability on and off premises. Read about our wholesale and distributors insurance or click the button below to request a quote today!

RETAIL INSURANCE Coverage

As a small business owner, you have an important role in the life of your community. The least of your concerns should be your business’ insurance. Frederick Mutual’s retail insurance can provide you peace of mind as you make sales, design and purchase your products, and market your way to success. Our extensive coverage of your business personal property and products will protect your business in the event of a loss. Make sure you have proper coverage in place that protects your Peace of Mind. Learn more here about Retail Insurance or request a quote today!

PROCESSING & SERVICES Insurance Coverage

Do you own a hair salon, photography studio, laundromat or other service oriented business? If so, you could be eligible for an insurance policy with Frederick Mutual. Keep your business protected as you serve in high traffic industries where clients and customers are constantly in and out. A slip and fall or any accident can occur at any time so make sure that you are covered. Our processing & services coversr your business personal property with coverage that extends to expensive products, equipment or technologies that you may be selling or using at your business. Request a quote below!

ARTISAN CONTRACTOR INSURANCE coverage

Are you a painter, electrical or HVAC contractor, landscaper, or any type of artisan contractor? Protecting your tools, equipment, and daily operations is essential for your business. Frederick Mutual offers one of the most competitive contractors insurance in the nation. Our artisan contractor insurance protects contractors like you so you can grow your business and expand your projects while we protect your peace of mind. Learn more about our Artisan Contractor’s Insurance offerings or click the button below to request a quote today!

APARTMENT BUILDING INSURANCE 

Do you own an apartment building or townhouses? Frederick Mutual offers one of the nation’s leading apartment building insurance products. We cover apartment buildings that are strictly residential or have additional occupancies for mercantile or office risks. Keep your commercial investments safe and you and your lessors in peace with our comprehensive apartment insurance coverage. Learn more about the type of apartments and dwellings we cover or click below to request a quote for your apartment insurance today!

 
 

HOMeowner/Rental/Rental Property Owner Insurance Coverage

As workplaces increasingly are at home and as many of you start families, FMIC offers competitive and comprehensive homeowners’ coverage. From natural weather occurrences to accidents or bodily injuries that may happen at home, Frederick Mutual has helped policyholders regain their peace of mind by restoring losses they may have had at their home/apartment or to their personal property.