Renter’s Insurance
WE INSURE YOUR CONTENTS AND LIABILITY IN HOMES YOU RENT.
Do you need insurance as a renter? In order for your personal property and bodily liability to be protected while renting a house or an apartment you need to have renters insurance. Your landlord's insurance will not cover the items you own nor your body liability unless the loss was caused due to neglect for which the landlord has responsibility. In the case of burglary, fire, water damage, or other hazards keep your peace of mind by securing a renters policy. Good news! This policy is one of the most competitive prices for the coverage you get.
Renter’s Insurance COverage Highlights
Sprinkler discount
Loss Free discount
Burglar and Fire alarm discount
Identity Recovery coverage - $25,000 limit
Equipment Breakdown coverage - $25,000 limit
Water Back-up coverage for contents
WE INSURE PROPERTIES YOU OWN, BUT RENT TO OTHERS
Do you as a landlord need to require renters to have insurance? Yes! Renters can inflict damage onto your property that may not be covered under their lessors policy. It is good to have coverage for your property despite the occupancy status.
Homes aged 0-25 years preferred
Burglar and Fire alarm discount
Home Systems Protection - $50,000
Service Line Coverage -$10,000
Water & Sewer Back-up Protection up to dwelling coverage limit
Renters Insurance FAQs
1. What is renter’s insurance? Why is it important?
Renters insurance protects your peace of mind when you are renting a house or apartment when a loss occurs to your personal property or bodily injury. It is important to protect yourself in someone else’s owned property as their insurance coverage will not cover your personal property or liability losses unless it was due to their negligence.
2. What is a deductible?
A deductible is an agreed amount on the insurance contract that you agree to pay in the case of a loss to your home you rent. It is important to remember that if your loss does not exceed your deductible to not file it as a claim, that way your claim won’t be on your insurance record.