Frederick Mutual Introduces New Homeowners Insurance Product:

Ease of Quoting, Use, and Access!

• Quick and easy quoting wizard and policy administration with Frederick Mutual's new quoting platform. Once issued, policy documents are readily accessible in PDF format.

• Additional ISO endorsements are available to customize coverage to meet individual policyholder needs.

• Current ISO Protection Class Rating obtained quickly as part of the quoting process.

• E2Value dwelling replacement cost estimator incorporated into the application submission process for quick and easy reference.

• Agents will receive electronic notification of policy documents and will have immediate on-line portal access to those PDFs.

• Premium payments can be taken and applied within the same FMIC site!

Coverage Highlights:

• 50% Coverage A additional replacement cost.

• Personal Injury Coverage Included.

• $10,000 Loss assessment coverage.

• Additional coverage on collectibles, records, securities, and theft exposures of personal property.

• Increased limits for damage to property of others.

• Increased Fire Department and Lock replacement.

• Additional business property coverages.

• Coverage for trampolines that meet underwriting eligibility.

Additional Coverage Offerings:

• Frederick Mutual Secure® Home Additional Coverage and Frederick Mutual Secure® Home Extension Endorsements package available for homes valued $350,000 and higher.

• Matching of Undamaged Roof Surfacing and Matching of Siding Surfacing coverage available.

• HSB Cyber Coverage, Home Systems Protection, and Service Line coverages available.

• Inland Flood coverage available.

• Wind and Hail and Hurricane deductibles available.

• Windstorm Mitigation Discount available for qualifying risks.

Notable Updates:

• Introduction of the HO5 Policy form to provide All Risk coverage for Dwelling and Personal Property.

• Expanded definition of “Named Insured” to include domestic partnership of 2 adults, not married, sharing a common domestic life who share financial interdependence and common residence.

• For dwellings with less than $350,000 Coverage A the following endorsements will be automatically attached to the quote proposal: Additional Specified Dwelling Limit, Personal Property Replacement Cost, and $25,000 water back-up endorsements.

• 100-year-old homes and older are now eligible if adequately updated.

To read the complete guide to the new Frederick Mutual Secure® Home Booklet Click Here!