Frederick Mutual Hurricane Season Report: 2021

2021HurricaneOutlook.png

 The Weather Company released its 2021 hurricane season forecast. Forecasters predict the year will include a total of 19 named storms, nine hurricanes and five major hurricanes. This is above the 30-year average of 14 named storms, seven hurricanes and three major hurricanes that qualify as a Category 3 storm or greater. When a hurricane or tropical storm does occur, consider utilizing these links below which will provide assistance in tracking the storm before AND after it develops!
Homepage | National Oceanic and Atmospheric Administration (noaa.gov)
Maryland Emergency Management Agency (MEMA)
PEMA (pa.gov)
Home Page - Delaware Emergency Management Agency
Emergency Preparedness | DC
Virginia Department of Emergency Management – An Agency of the Commonwealth of Virginia (vaemergency.gov) NC DPS: Emergency Management South Carolina Hurricane Guide - South Carolina Emergency Management Division (scemd.org)

FRedericK mUtual’s Temporary Moratorium

As this years hurricane season approaches we would like to remind you of Frederick Mutual’s binding authority, our Protocol for Temporary Moratoriums, and helpful links and tips to utilize this hurricane season!

A Temporary Moratorium shall be implemented if:

  • The National Weather Service issues a hurricane or tropical storm watch or warning for part of the State or the entire State and applies only to those areas of the State affected by a watch or warning.

  • The Governor or other governmental entity declares a State of Emergency for part of the State or the entire State and applies only to those areas of the State affected by the State of Emergency.

Note: Frederick Mutual will follow the moratorium protocol for Maryland that was issued by the Maryland Insurance Administration.
We monitor the news and weather reports for severe storms as they develop. We post any restrictions of binding on our Agent Portal.

Claim Submission and Contact Numbers


The Frederick Mutual Claim Department is staffed with specially trained claim representatives who are prepared to help whenever a catastrophe strikes.
Customers can report claims any time, day or night via:
Our online form

Call the Frederick Mutual Claims Department at 1-800-544-8737 (After 4:30 - 1-866-212-5246)

How to Prepare For A Hurricane

  • Know your area’s risk of hurricanes.

  • Sign up for your community's warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts.

  • If you are at risk for flash flooding, watch for warning signs such as heavy rain.

  • Practice going to a safe shelter for high winds, such as a FEMA safe room or ICC 500 storm shelter. The next best protection is a small, interior, windowless room in a sturdy building on the lowest level that is not subject to flooding.

  • Based on your location and community plans, make your own plans for evacuation or sheltering in place.

  • Become familiar with your evacuation zone, the evacuation route, and shelter locations.

  • Gather needed supplies for at least three days. Keep in mind each person’s specific needs, including medication. Don’t forget the needs of pets!