FMIC Business Hours are 8:00 AM – 4:30 PM Monday through Friday.

57 Thomas Johnson Dr., Frederick, MD 21702

Personal Lines                  301-662-2053
Commercial Lines             301-663-9026
Claims                               240-405-1895
All Other                            240-405-1222

You may pay online with a credit card (Visa, MasterCard, Discover, JCB), or by eCheck. You can also apply for Automated Recurring Payments (ARP).

Yes. Payment plans are noted on your billing statement. We offer Annual, 2-pay, 3-pay, 4-pay, 6-pay, 9-pay and 12-day. Note 12-pay requires Automated Recurring Payment set up.

Contact your local agent of record to obtain a quote.

Contact your agent of record for policy changes.

Contact your agent of record. All cancellation requests are required to be in writing and signed.

  • Call your agent
  • Call the Frederick Mutual Claims Department at 1 800-544-8737 (Afterhours: 1 866 212-5246)
  • Complete our online form – enter your policy number and the date of loss, then we’ll guide you through the process

We currently write in Maryland and Pennsylvania.

No, flood is excluded under the policy. Please contact your agent for information regarding flood coverage.

Contact your agent to discuss your options.