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Nancy Newmister, CEO


Frederick Mutual Insurance Company turns 175 years old this year! Founded in 1843, Frederick Mutual Insurance Company is the 3rd oldest insurance company in Maryland and 9th in the nation.

Our company’s A- (Excellent) rating was reaffirmed by A.M. Best in the Fall of 2017. We finished the year according to our fiscal plan with a policyholder surplus exceeding $19M and $42M in Net Admitted Assets including a strong investment portfolio of nearly $39M.

Our team is committed to a strategic vision that enables sustainable, profitable growth.  Throughout 2017, we introduced our new brand, with new products and coverage enhancements, and a broader appetite for businessowners and homeowners; as well as a new organizational structure.

Our products are now available through independent agents licensed in Maryland, Pennsylvania, Virginia, Delaware and the District of Columbia.

As we commemorate our 175th anniversary year, we are excited to share our history and optimism about the continuing journey forward for Frederick Mutual. 



Nancy Newmister, President & CEO