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Frederick Mutual Insurance Company offers a Commercial Umbrella Policy that provides an additional layer of liability protection over the limits set by your commercial underlying policies.

As business owners, you need to make sure your business assets are protected against liability lawsuits.

Business Owners or Artisan Contractors

  • $1,000,000 General Aggregate
  • $1,000,000 Products/Completed Operations Aggregate
  • $1,000,000 Personal & Advertising Injury Limit
  • $1,000,000 Each Occurrence Limit

Employers Liability (Part Two of Workers’ Compensation policies)

Bodily Injury by Accident

  • $1,000,000 Each Accident

Bodily Injury by Disease

  • $1,000,000 Policy Limit

Bodily Injury by Disease

  • $1,000,000 Each Person

Self Insured Retention

  • $10,000