The Frederick Mutual Insurance Company A- rating was reaffirmed on October 2nd, 2017. This is very good news! We will continue to execute on our strategy to achieve long-term, sustainable profit and growth. As you know, we delivered the new profit-sharing agreement and commission schedules in September 2017 to all FMIC agents. We remain committed to assisting your agency in writing profitable business. We’re here to support you in earning profit-sharing this year and in 2018.